A Boutique Investment House

Est. 1986 | Portland, Oregon

We bring a rare commitment to transparency and decades of expertise to your retirement program.

Many firms dabble in the Qualified Plan industry, managing at best a handful of 401(k) Plans. At Sloy, Dahl & Holst, this is truly our core competency, providing a sense of calm and confidence to our clients in these rapidly changing times of heightened disclosure and scrutiny.

As a Registered Investment Advisory (RIA) firm, not a broker, we have always operated in a full-disclosure and fee-transparent manner. Primarily utilizing an “unbundled” approach, partnering with third-party administrators who also provide record-keeping services, our firm was nearly a decade ahead of the industry, which is now turning towards full disclosure of fees and revenue sharing. This made the 408(b)(2) and 404(a)(5) fee disclosure regulations of 2012 more of an opportunity than an obligation for our firm. We were able to simply remind our clients that our program has been, and will always be, completely transparent of all fees.

At Sloy, Dahl & Holst, your retirement plan and pension services will benefit from:

  • Open Architecture
  • Full Disclosure
  • Fee Transparency
  • Objectivity
  • Direct Participant Education
  • Fiduciary Status

We stand with your company, acting as fiduciary.

As a Registered Investment Advisor (RIA), licensed with the Securities and Exchange Commission, Sloy, Dahl & Holst will always be a fiduciary with every qualified plan we manage. We typically function as a 3(38) Fiduciary, relieving our Plan Trustee’s and Retirement Plan Committees of the investment selection and decision process. Instead, their only responsibility is to monitor our firm, ensuring we operate in the manner described in our Investment Policy Statement. This sets our firm apart from the majority of advisors tied to a particular broker dealer, prohibited by that tie from assuming a fiduciary role.

We prize objectivity in our qualified plans.

All of our qualified plans are held through Charles Schwab, TD Ameritrade or Fidelity, allowing us to select from a wide universe of mutual fund options. We don’t use any platform that ties us to proprietary investment requirements. Our Investment Policy Statement and criteria help dictate which investment options we select, providing our clients with an absolutely objective approach.

Our model portfolios guide our clients through volatility.

Our firm develops five custom risk-based model portfolios for each client. Combined with our hands-on approach to service, providing each and every participant the opportunity for regular one-on-one financial planning sessions, we’re able to help guide all of our plans, participants and plan assets safely through good and bad times in the financial markets. This is absolutely essential, especially with the near extinction of the traditional Defined Benefit Pension Plan. We help participants understand how much to contribute, based on a number of factors, and how to tie that approach to the appropriate investment strategy.

A tight focus on participants sets us apart.

Many plan sponsors and advisors focus on participation and contribution rates. This is useful information in general, however it tells you nothing about the retirement readiness and adequacy of your participants. We always go further, to make sure each participant stays on track per their specific financial situation.

Bring our expertise to your retirement plan.

We will help you evaluate the objectives of your plan, how it ties into your business, and whether or not any changes need to be made to meet those objectives and ensure the retirement readiness of your employees. Contact our office to learn more about our 401(k) program.

Sloy, Dahl & Holst, Inc.
829 NW 19th Avenue
Portland, OR 97209

Phone (503) 248-9800
Fax (503) 248-7088

The information on this website does not constitute investment advice. Past performance is never a guarantee of future results. Please contact your financial advisor and review the applicable prospectus for each and every investment you are considering before buying or selling anything.